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And how it keeps you focused on growth and profitability
Starting a business is an exciting new venture, whether it be a specialty coffee shop, cute clothing boutique or a residential roofing company. Our team at The Whorton Agency is here to walk with you and protect you and your business on this new adventure. You took that first step and the hardest part is over. Your proposal went through, perhaps you even secured a loan, and your plans were successful. You acquired your business license and permits and found the perfect location. Now what? How do you protect yourself, your employees, your investment in the necessary (and expensive) equipment and even the furniture filling your new foyer? Without proper insurance coverage, you risk losing everything you’ve worked so hard to build. We don’t want that for you, so let us handle that piece of the puzzle. It can be hard to fathom potential losses you could face, but as Insurance Specialists, it’s our job to recognize the magnitude of havoc that unexpected events could cause you and your company. Investing in business insurance with the right agency should be a top priority as you’re starting out. Picture this. A storm rolls in from Alabama, with 50-mile-an-hour winds whipping through town. Your shop with its brand new roof sits in its path, and as those winds reach a frenzy, that same roof gets pulled up and away. Imagine, a client comes into your office as your team works to clean up the next day, and they slip in the entryway that’s been exposed to the rain that the storm brought in. Having the right coverage eliminates your heartburn over this level of damage, and it protects you, your building and that client all at once. Not all businesses need the same type of coverage, and your policy package should be tailored to your company’s precise needs. We could go on and on about general liability, workers compensation, property, umbrellas and more, but we can do you one better. Call us. By best understanding the why and how your business operates, we can build a coverage package that is as unique as what you have to offer. Opening a new business and becoming your own boss is thrilling, so let yourself ride the high of that excitement without fear of the unknown. Partnering with the right team for your insurance can make that difference for you and set you up for long-term, sustainable success.
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How to keep your home and car fresh (and claims-free!) this season
Springtime is here! It’s time to embrace the warm weather and longer days and to kick off your spring-cleaning to-do list. Fun fact, spring cleaning can positively impact your insurance coverage. Just a few common maintenance practices can benefit you when it comes to your home and auto insurance coverage - and can help you prevent a future claim. A well-maintained home reduces your risk of potential damage. Damage that could lead to costly insurance claims. Look for areas on your property that pose a hazard, like loose gutters, broken tree limbs and uprooted fencing. When assessing your roof and gutters, check for any signs of damage from winter weather, such as leaks or clogged gutters, and clear out any debris to prevent future water and flooding damage. With spring also comes the chance of storms; trimming your trees limits your risk of falling branches and debris when the weather goes south. Then take a look inside your home at things like the pipes underneath your cabinets, batteries in your smoke detectors and more. Consider being fire safety conscious, doing small tasks such as replacing your smoke detector batteries, cleaning out your lint traps, and checking your fire extinguishers. These quick checks help protect you in the case of the unthinkable. Your pipes and plumbing can also lead to potential leaks and water damage, so assess these thoroughly. By tackling these issues now, not only are you making your house safer, but you're also reducing the risk of a costly homeowners claim by being proactive. Your home shouldn’t be your only focus as the weather changes. We recommend inspecting your car, as well, to prevent accidents and breakdowns and avoid potential claims. Check your tires, brakes, and fluids; ensure your tires are inflated as it heats up outside and inspect them for any wear and tear on the tread. Making sure your brakes and fluids are in good condition ensures your car runs smoothly and safely. Even consider a trip to the car wash. Cleaning your car’s exterior not only keeps it looking great but also prevents damage to the paint and finish from sticks, twigs, and pollen that can accumulate in the spring. Spring is a fresh start, and it’s also a great time to refresh yourself on your insurance policies and coverages. Just like the weather changes, so do your needs. Communicate with us as your agent to make sure together we’re able to have your home and auto policies reflect any changes you’ve made recently, things like adding an extension or a new covered porch to your home. Keeping us in the loop ensures you’re properly covered if something goes wrong. Insurance might not be the first thing that comes to mind when preparing for Springtime, but taking the time to freshen up your protection is an easy way to go into a busy season confident that you’re taken care of. Then move onto the fun stuff, like egg hunts, bike rides and days in the Sun, knowing you're prepared for whatever this season brings. |
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