Ready, Set, Home Insurance

Protecting you and your gameday events.
Football season is here, and that means it's time for screaming at your television, hosting game day parties with your friends and family, or maybe even your rivals. But before you put out all your favorite appetizers, there's one play you don't want to fumble: making sure your home insurance has you covered.
Picture this: you're hosting a Monday Night Football watch party. The house smells of buffalo chicken dip, the sodas are fizzing, and everyone is cheering on their favorite team. All is going well, the food is great, your friends are happy, and it looks like you might be winning in fantasy this week. Then the unthinkable happens . While you and your buddies are watching the big game and decide it's time for a refill on the ranch, your guest slips and breaks their arm on your freshly mopped floor.
What once was a fun-filled night has now taken a turn for the worse. The idea might seem far-fetched, but these situations happen more than you think and could end up costing you thousands. Now, you need a good defensive line, too. That defensive line is your liability coverage as a homeowner.
If a guest gets hurt on your property during a football party, you could be held liable. That's where your personal liability coverage comes into play. It can help pay for medical expenses, legal fees, and even settlements if you're found liable. Your typical homeowners' policy includes liability coverage, but if you host often, you might want to consider reviewing your limits or increasing them.
Don't let the worry of hosting ruin your football season . Here are a few safety tips to play it safe while entertaining your guests : clear walkways to prevent trips and falls, keep an eye out for spills and clean them up quickly, secure your valuables and move them to a safe area, and consider additional liability protection if needed.
Hosting a Monday Night Football party should be exciting, not stressful. Your homeowners' policy is there for you when the unthinkable happens. So, before the next kickoff, take a timeout to review your policy to make sure you're covered.