What to know before you start up the grill. Insurance plays a vital role in keeping you and your family safe this Memorial Day weekend. Before you stock up on your hot dogs, hamburgers and fireworks, consider your insurance coverage. Whether you’re enjoying the weekend at home or away on a trip, having the right coverage can keep you protected in the event that the unexpected happens. Picture this, you’re hosting a backyard barbecue for friends and family to enjoy, and while the adults are finishing their dinner and kids are jumping in the pool, you’re preparing for a grand fireworks show for your guests. You go all out with the big booms, bright sparks shining through the sky and even sparklers for the kids to run through the yard with. All seems to be going as planned. Then you glance back to see smoke rising from your grill that is engulfed in flames. Suddenly, your wonder-filled moment is thrown into chaos as you work to put the fire out. Fire trucks come screeching in and the charred deck and attached siding of your home is now soaked through. How do you move forward, and how are you going to pay for the damage that was done? Or imagine how active the lake will be for the holiday as you drive out, boat in tow at the back of your truck. This is where insurance comes in. Knowing your coverages, like fire-related damage, boat liability and more, can give you peace of mind that allows you to immerse yourself completely in the long weekend. Here are a few extra precautionary steps to ensure you have the best and safest weekend possible. Considering the increased risk of fires this weekend, check your smoke alarms and fire extinguishers before hosting an event. Don’t leave a fire unattended and extinguish it properly when you’re done grilling. Buckle up on the road and be mindful of other drivers as you head for the water, before and after you get there, and do so to protect yourself, your loved ones and your fun this Memorial Day weekend. We’re always available to help put your mind at ease, so give us a call with any questions or updates to your policy, and then, go enjoy those charred hot dogs.
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