Time for You to Spring into Action

How to keep your home and car fresh (and claims-free!) this season

Springtime is here! It’s time to embrace the warm weather and longer days and to kick off your spring-cleaning to-do list. Fun fact, spring cleaning can positively impact your insurance coverage. Just a few common maintenance practices can benefit you when it comes to your home and auto insurance coverage - and can help you prevent a future claim.

A well-maintained home reduces your risk of potential damage. Damage that could lead to costly insurance claims. 

Look for areas on your property that pose a hazard, like loose gutters, broken tree limbs and uprooted fencing. When assessing your roof and gutters, check for any signs of damage from winter weather, such as leaks or clogged gutters, and clear out any debris to prevent future water and flooding damage. With spring also comes the chance of storms; trimming your trees limits your risk of falling branches and debris when the weather goes south. 

Then take a look inside your home at things like the pipes underneath your cabinets, batteries in your smoke detectors and more. Consider being fire safety conscious, doing small tasks such as replacing your smoke detector batteries, cleaning out your lint traps, and checking your fire extinguishers. These quick checks help protect you in the case of the unthinkable. Your pipes and plumbing can also lead to potential leaks and water damage, so assess these thoroughly. 

By tackling these issues now, not only are you making your house safer, but you're also reducing the risk of a costly homeowners claim by being proactive.

Your home shouldn’t be your only focus as the weather changes. We recommend inspecting your car, as well, to prevent accidents and breakdowns and avoid potential claims. Check your tires, brakes, and fluids; ensure your tires are inflated as it heats up outside and inspect them for any wear and tear on the tread. Making sure your brakes and fluids are in good condition ensures your car runs smoothly and safely. 

Even consider a trip to the car wash. Cleaning your car’s exterior not only keeps it looking great but also prevents damage to the paint and finish from sticks, twigs, and pollen that can accumulate in the spring.

Spring is a fresh start, and it’s also a great time to refresh yourself on your insurance policies and coverages. Just like the weather changes, so do your needs. Communicate with us as your agent to make sure together we’re able to have your home and auto policies reflect any changes you’ve made recently, things like adding an extension or a new covered porch to your home. Keeping us in the loop ensures you’re properly covered if something goes wrong. 

Insurance might not be the first thing that comes to mind when preparing for Springtime, but taking the time to freshen up your protection is an easy way to go into a busy season confident that you’re taken care of. Then move onto the fun stuff, like egg hunts, bike rides and days in the Sun, knowing you're prepared for whatever this season brings.

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